A payday budget with envelopes and bills

turtlie keeps a ledger of your money that you confirm by hand. There is no bank login and nothing is ever moved for you. You confirm the salary and your rules fill the envelopes.

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Animated demo of the Finance screen. The payday card asks whether the salary landed, one tap confirms it, three allocation rules run, and the balance, the free amount and the three envelopes grow at the same moment. Next to them, three bills with their dates.

Payday rules that run in order

Add your salary once. On its day you confirm it, and the allocation rules fill your envelopes one after another.

The Incomes screen: a monthly salary of 3,200.00 due today, and three allocation rules that run in order on payday, 300.00, 200.00 and 200.00.

A savings goal with a forecast in paydays

A goal shows what is saved, the auto-save per payday and how many paydays are left. Move money in or out whenever you like.

The New bike goal with 600.00 of 1,800.00 saved, an auto-save of 200.00 per payday and a forecast of six paydays. On top, the Move money dialog saves 150.00, taking the goal from 600.00 to 750.00.

A month ledger with In, Out and Net

Every month adds up what came in and what went out. A wrong number gets an adjustment, never an edit.

The History screen for October: In 3,200.00, Out 950.00, Net plus 2,250.00, and five ledger entries. Saving into envelopes is listed but counts as neither in nor out.

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Early access opens in small batches. Leave your email and we will write when it is your turn.

Free during early access. By joining you agree that Filip Leśków, who runs turtlie, emails you when your spot is ready. Unsubscribe any time. Privacy and terms.